Information and services rendered through www.umiSpeaks.life  is not a substitute for professional counsel provided by a therapist, lawyer, counselor, doctor, financial advisor or any licensed practitioner. The use of astrology, intuitive readings or any divination tool is a consultation entertained at the participants discretion.

Any decisions you make, and the consequences thereof are your own. Under no circumstances can you hold www.umiSpeaks.life liable for any actions that you take. You agree not to hold www.umiSpeaks.life or any employees of www.umiSpeaks.life liable for any loss or cost incurred by you, or any person related or associated with you, as a result of information or techniques, or coaching, offered by www.umiSpeaks.life
Results are not guaranteed.

www.umiSpeaks.life holds no responsibility for the actions, choices, or decisions taken or made by the client.

The owner of and contributors to www.umiSpeaks.life accept no responsibility or liability whatsoever for any harm - real or imagined - from the use or dissemination of information contained here. 

If these terms are not agreeable, do not engage the services.

By engaging the services of www.umiSpeaks.life you have agreed to all terms and conditions.